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2 Ways to Save on Buying Church Furniture

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I get this a lot, how can a church purchase the items they need and still save money. Of the some 385,000 churches

here in the United States, a majority of them are small start up's or storefront churches, with membership less and 100 people. Here at Church Furniture we know that sometimes budgets can get tight and thats why we are here to help. 

Today, I'm going to give you a couple of really great tips to help get the church furniture that you need at a great, affordable rate. 

#1. Ask about Financing. Yes, We here at Church Furniture do financing with the help of Hampton Ridge Financial. They specialize in working with churches just like you in order to finance your church furniture for literally just dollars a day. Its one of the options that most churches do not think about when purchasing church furniture. Lets look at an example. If your church has 100 members and you guys are looking for a new set of church chairs and a pulpit, on a $5,000 bill you would be looking at roughly $170 per month, that's less and a new car payment! That's based off of great credit and the like and yes there are some restrictions that they have too. It's something worth looking into when your church home is in need of new furniture to help freshen up the church and bring in new members too. 

What does my church need to qualify?

  • The church must be looking to purchase $5,000 or more of equipment.
  • A personal guarantor is required. The pastor is preferred, but not required. Any active member with positive credit history and a 600+ credit score can qualify.
  • The church must be located within the United States and have an IRS tax identification number.
  • Last 3 months of church bank statements may be required.
  • Start-up churches also have options available. Please contact Hampton Ridge Financial to learn more!

Why lease?

  • Leasing is a practical and cost-effective way to acquire the latest equipment and technology.
  • Equipment that can be obtained by leasing include, but are not limited to: chairs, pews, pulpit furniture, sound, lighting, video, vehicles, and much more.
  • The end-of-lease options available include fair market value (FMV), 10%-15% buyout, or “bargain purchase” (typically $1 or $101) buyout. Leases can be structured where the lessee owns the equipment after the last payment is made!
  • Leasing provides affordable monthly payments with flexible terms and can be structured to match the cash flow needs of the church.
  • Approval can be secured within 24 hours of submitting an application, and funding can happen as quickly as 3-5 business days.

#2. Ask about current discounts and sales. Often times we will have unadvertised sales especially if you purchase multiple items like a pulpit set and church chairs. Have you ever heard the old notion to buy in bulk and save? We'll the same applies to the church furniture and church chair industry here. For example did you know that you can save literally hundreds of dollars by purchasing 100 chairs in the free shipping zone that we offer? Why buy 90 and have to pay $700 in shipping when you can buy 10 more and save that money? 

I highly recommend that you ask about the current discounts and financing. Additionally, if you wanted to save the best amounts you could simply do both. 

For more great tips and money saving ideas be sure to check out the rest of the website and check back again for more wonderful insights. 

Thanks and God Bless

Joshua


 

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